Will Car Insurance Pay for a Chiropractor?
If you have Pennsylvania Car Insurance and were injured in a car accident, under the Motor Vehicle Financial Responsibility Law (MVFRL), you’re insured for at least $5,000.00 of medical treatment coverage for your accident. Whether or not you have health insurance, you are entitled to have car-accident-related medical treatment paid for by your auto insurance. Additionally, you’re given the freedom to direct your medical care as you see fit. This includes going to a chiropractor for your injuries if you so choose.
Under Pennsylvania law, you have the right to see a chiropractor if you hurt your neck or back in a car accident.
Many people don’t realize that their Pennsylvania Auto Insurance covers chiropractic treatment. While some people like chiropractics and others don’t, the important part is that you have the freedom to choose for yourself. You don’t need a referral from a family doctor, either. You’re allowed to call a chiropractor of your own choosing and make an appointment at your own discretion.
How do I open a medical claim in Pennsylvania?
In Pennsylvania, opening a medical claim under your auto insurance is as easy as calling your insurance company and completing an Application for First-Party Benefits. This is a simple form that tells in the insurance company you were injured and require medical treatment. After (or even before) this form is sent in, you should be provided with a claim number you can give to any medical provider, including a chiropractor, to render medical treatment. Best of all, with Pennsylvania auto insurance, there are no co-pays! You should speak with a lawyer before filling this form out.
Call 814-452-6232 for a Free Consultation with an Auto Accident Lawyer!
Do I need a lawyer to have my medical bills paid?
Although you don’t need a lawyer to have your medical bills paid after a Pennsylvania car accident, if you were injured, you should consult with a Pennsylvania car accident lawyer before filling out any paperwork or speaking with the insurance company! There is too much to go wrong and there is too much at stake. Our personal injury law firm offers free consultations and doesn’t charge a fee without a recovery, which makes it easy for anyone to afford a lawyer. Call one of our lawyers today at 814-452-6232.