Can I work a part-time job while on Social Security Disability?
Individuals who are currently on Social Security Disability often ask if they are able to work and earn money while remaining on Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI). The general answer to this question is “yes, it is possible to earn some money while still retaining disability benefits.” But there are important conditions and rules that must be taken into account whenever an individual is considering whether or not to work while receiving disability benefits. One of the most important factors to take into account is whether the amount of earnings will be considered “substantial gainful activity” (SGA) by the Social Security Administration.
Substantial Gainful Activity
The Social Security Administration considers substantial gainful activity to generally be any work that results in earnings over a certain amount. For each year the dollar amount required to be considered substantial gainful activity will change. For 2017, the amount for substantial gainful activity is $1,170.00 for non-blind individuals and $1,950.00 for blind individuals. Because of this, if an individual who is not blind earns more than $1,170.00 per month, they will generally be considered to be participating in substantial gainful activity. And, if a person is participating in substantial gainful activity, they are generally considered to not be disabled by the Social Security Administration, as disability is defined as the inability to perform substantial gainful activity.
*The amount of money that qualifies as “substantial gainful activity” changes every year. This article was written in 2017 and provides 2017 numbers only. For an updated amount, please check the Social Security Administration’s website on Substantial Gainful Activity.
There are however many circumstances and conditions that may lead to the Social Security Administration to determine that a person making less than $1,170.00 is performing substantial gainful activity and there are circumstances that can lead the Social Security Administration to determine that a person making more than $1,170.00 is still not performing substantial gainful activity. For example, if a person is making less than $1,170.00 but is performing volunteer work that would normally be an activity that a person would be paid for, then Social Security may consider such activity to be substantial gainful activity. Or, a person who is earning more than $1,170.00 but was provided with special equipment to aid them in the job or given work specifically to accommodate the individual’s disability may not be considered to be performing substantial gainful activity if it can be shown that the person’s income would have been less but for those circumstances.
What about my specific circumstances?
Due to these factors, along with other exceptions that Social Security provides that may allow for an individual to earn more than $1,170.00 a month such as a trial work period or the ticket to work program, it is important to speak with an experienced Social Security Disability attorney prior to accepting a job while on Social Security Disability benefits. There are numerous rules, regulations and factors that must be considered in any individual case and it is important to understand all of your options before you make a decision. Call our office today for a free consultation to speak with one of our experienced Social Security Disability Attorneys.